Home
Giới thiệu
Tài khoản
Đăng nhập
Quên mật khẩu
Đổi mật khẩu
Đăng ký tạo tài khoản
Liệt kê
Công trình khoa học
Bài báo trong nước
Bài báo quốc tế
Sách và giáo trình
Thống kê
Công trình khoa học
Bài báo khoa học
Sách và giáo trình
Giáo sư
Phó giáo sư
Tiến sĩ
Thạc sĩ
Lĩnh vực nghiên cứu
Tìm kiếm
Cá nhân
Nội dung
Góp ý
Hiệu chỉnh lý lịch
Thông tin chung
English
Đề tài NC khoa học
Bài báo, báo cáo khoa học
Hướng dẫn Sau đại học
Sách và giáo trình
Các học phần và môn giảng dạy
Giải thưởng khoa học, Phát minh, sáng chế
Khen thưởng
Thông tin khác
Tài liệu tham khảo
Hiệu chỉnh
Số người truy cập: 106,837,958
The Relationship Between Population Ageing and Private Savings in Vietnam
Tác giả hoặc Nhóm tác giả:
Nguyen Thi Thu Ha and Lam Ba Hoa
Nơi đăng:
Malaysian Journal of Consumer and Family Economics (Scopus);
S
ố:
Vol. 24, 2020;
Từ->đến trang
: 1-32;
Năm:
2020
Lĩnh vực:
Kinh tế;
Loại:
Bài báo khoa học;
Thể loại:
Quốc tế
TÓM TẮT
Population ageing is recognised as a significant issue, following which many studies have emerged and indicate the presence of a significant relationship between this element with private savings in developed and developing countries both. However, the direction of causality linking these variables has continued to generate numerous debates among researchers; to date, there is no empirical study available and conducted regarding this linkage in the context of Vietnam. Accordingly, the study aimed to investigate the relationships between population ageing and private savings in Vietnam within the Life Cycle Hypothesis framework. The findings revealed four negative long-run relationships and three negative short-run associations of the youth and elderly dependency ratios and social insurance funds with private savings. The policy implications suggest that the government can promote savings by mobilising its resources, facilitating financial institutions to initiate insurance schemes, and carefully investing in projects to generate higher benefits for the elderly population. Moreover, the governing entity should limit the effects of dependency ratio by offering attractively beneficial programmes, reforming the pension system, and providing opportunities for the elderly to increase their income. Finally, establishing a sound regulatory framework is necessary to encourage the population’s participation and stimulate the voluntary insurance scheme.
ABSTRACT
Population ageing is recognised as a significant issue, following which many studies have emerged and indicate the presence of a significant relationship between this element with private savings in developed and developing countries both. However, the direction of causality linking these variables has continued to generate numerous debates among researchers; to date, there is no empirical study available and conducted regarding this linkage in the context of Vietnam. Accordingly, the study aimed to investigate the relationships between population ageing and private savings in Vietnam within the Life Cycle Hypothesis framework. The findings revealed four negative long-run relationships and three negative short-run associations of the youth and elderly dependency ratios and social insurance funds with private savings. The policy implications suggest that the government can promote savings by mobilising its resources, facilitating financial institutions to initiate insurance schemes, and carefully investing in projects to generate higher benefits for the elderly population. Moreover, the governing entity should limit the effects of dependency ratio by offering attractively beneficial programmes, reforming the pension system, and providing opportunities for the elderly to increase their income. Finally, establishing a sound regulatory framework is necessary to encourage the population’s participation and stimulate the voluntary insurance scheme.
© Đại học Đà Nẵng
Địa chỉ: 41 Lê Duẩn Thành phố Đà Nẵng
Điện thoại: (84) 0236 3822 041 ; Email: dhdn@ac.udn.vn